Sahay 2.4

Rays Micro Finance Institution offers the Sahay Pay Mobile Wallet platform to its customers, incorporating Customer, Agent, and Merchant features within a single application.

The wallet is thoughtfully designed to meet essential requirements for conducting payments, transferring funds, and purchasing airtime, among other functions.

The wallet includes the following features:

1. Customer
   • Transfer Money to registered and unregistered users (peer to peer)
   • Cash Withdrawal at Sahay Agent, Rays MFI branches (cash out)
   • Airtime Purchase - Ethiotelecom
   • Merchant Payments (Pay with Sahay)
   • Bill Payments - Ethiotelecom Postpaid, Ethiopian Airlines
   • Digital Micro Loan
   • Uqub/Hagbad/Tablebanking
2. Agent
   • Cash Deposit
   • Cash Withdrawal
   • Airtime Purchase
   • Customer Registration
   • Customer PIN Reset
   • Bill Payment
3. Merchant
   • Receive Cash
   • Funds Transfer
   • Airtime Purchase
   • Bill Payment

This wallet offers convenience, speed, and security. Experience seamless transactions by downloading the Sahay Pay app, the rapidly growing Mobile Wallet solution in Ethiopia.